Step 1 of 5
What lands in your account
each month?
We'll map your spend patterns to real numbers
🌱
Under ₹30,000
Early career · Building habits
✓
💼
₹30,000 – ₹50,000
Settling in · Spending smart
✓
🚀
₹50,000 – ₹1,25,000
Growing fast · More lifestyle
✓
⭐
₹1,25,000 – ₹2,00,000
Senior · Multiple spend categories
✓
👑
Above ₹2,00,000
High earner · Premium spends
✓
Step 2 of 5
Which stage of life
are you at?
Spend patterns shift a lot with life stage
🎓
18 – 23
Just getting started
✓
🔥
24 – 30
Prime spend years
✓
💪
31 – 35
Established & intentional
✓
🧘
35+
Experience-led spending
✓
Step 3 of 5
Flying solo or
with a partner?
Household size changes spending by 15–25%
🏃
Single
My money, my rules
✓
💑
Married / Partner
Shared household expenses
✓
Step 4 of 5
How do you usually
pay for things?
This shapes how your money moves — and sits idle
📱
UPI for daily, card for big buys
The most common Indian combo
✓
💳
Everything on credit card
Points, rewards, post-billing cycle
✓
⚡
UPI for everything
Fast, simple, no card needed
✓
Step 5 of 5 · Optional
Which brands do
you shop at?
Pick your regulars — makes your report sharper
Swiggy
Zomato
Amazon
Flipkart
Myntra
Nykaa
Ajio
Uber
MakeMyTrip
Zepto
Decathlon
Tata Cliq
Analysing your profile
you could save
₹0
📊
Mapping your income profile
🏷️
Finding your brand discounts
💹
Calculating yield uplift
✨
Building your report
Crunching your spend DNA…
Your Multipl Opportunity
You could save an extra
₹0
= ₹0 per month
₹0 yield uplift₹0 brand savings
vs leaving money in a 2.5% savings account · Withdraw anytime
Your Bank
₹0
2.5% interest only
₹0 brand savings
Multipl
₹0
7% yield + brand
discounts combined
Your estimated spends
₹0/yr
Tap any amount to edit · tap frequency to change
+
Add a spend
How we estimated this
▾

We use your income bracket, age, marital status, and spend style to model typical Indian household budgets. Amounts are seeded deterministically so your profile always produces the same mix. All figures are illustrative — edit any row to match your reality.

What you're leaving behind
Every year your spending money sits idle
💸
Annual opportunity cost
₹0
slipping through each year
Your spending balance (avg)₹0
Bank gives you @2.5%₹0
Multipl yield @7%₹0
Brand discounts₹0
Total with Multipl₹0
Recommended spending balance
Keep ₹0 on Multipl
~6 months of your typical spends, always liquid
Your bank pays 2.5% on this money and offers no brand deals.
Multipl pays 7% yield and unlocks cashback at 50+ brands.
Same money. Just working harder.
Illustrative estimates. Returns are market-linked and not guaranteed. Actual yields and discounts may vary.
Add a spend